See it in action
Personal Finance, Reimagined
Track. Save. Thrive. A private, offline personal finance tracker for iOS — no accounts, no ads, no data collection.
Private by design: SmartMoney runs entirely on your device. No network access, no analytics, no ads, no account required. Read the full Privacy Policy.
Log transactions manually or import a CSV from your bank. Attach a receipt photo to any transaction.
A monthly spending breakdown by category, with top merchants and month-over-month comparisons.
Set monthly budgets per category and track what's left to spend, right from your Home Screen widget.
SmartMoney detects recurring charges automatically and keeps a calendar of upcoming bills.
Track every account — checking, savings, credit cards, investments, even cash — and watch it trend over time.
Log an expense hands-free: "Hey Siri, log an expense in SmartMoney."